Our advice

Even though our work is about numbers and about money, it doesn’t stop there. Money and emotions are closely connected. The joy and satisfaction over great annual figures. The worries when times are rough. So much lies hidden behind the perhaps not so groovy notion of ‘financial accounting’. This is typical of our advice as well. Every company has its own specific issues. Are you curious for our advice? Click on the question marks and find out which advice we gave to Tijmen, Marloes and Ronald.

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Tijmen Haringa

Tijmen Haringa

Tijmen is 69 years of age, he has a private company providing for his pension, and the capital of his private company is mostly in shares. Tijmen has received great returns on investments for many years, but the situation has changed.

Marloes and Frank Berkel

Marloes and Frank Berkel

Marloes and Frank are married with children. Marloes is the director and majority shareholder of her own brand-new private company with limited liability (BV).

Ronald Ramdin

Ronald Ramdin

Ronald is a young entrepreneur who has been self-employed for the last three years. He does not have any employees and the results are very good. However, Ronald is worried about his liability and would like to limit it to the greatest extent.

Our advice to Tijmen

Set off your current losses against prior profits to have the tax administration share in your capital loss. If you expect the prices to rise, it may be worthwhile to transfer the shares to your private capital, since price rises in your private capital are tax exempt.

Our advice to Marloes

By saving for your pension in-house, the lower tax burden assures that more money is left in the BV. However, the amount of your pension will depend on the capital accrued in the BV. That is why it is wiser to have the dependants’ pension handled externally at first. Once the capital has grown, the dependants’ pension may be handled by the BV as well.

Our advice to Ronald

After three years, the tax facilities for starting entrepreneurs have been fully used up. If you are concerned about your liability, it may be a good time to turn the one-man business into a private company with limited liability (BV). Brouwer & Oudhof can help you to handle this on favourable tax terms.